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Loans at Mercantile Bank

We offer competitive rates and terms on personal loans designed to meet all of your needs.

Apply for a loan
Call 800.238.8681 or stop by a local branch.

Available Loans
  • Automobile loans
  • Personal loans
  • Home Equity Loans and Lines of Credit

(All loans are subject to credit approval.)

Home Equity Line of Credit

What is Home Equity Line of Credit?
With a Home Equity Line of Credit (HELOC), you can turn the equity in your home into cash for home improvements, debt consolidation, college tuition…almost anything you want or need.

Availability
HELOC funds are available when you need them — you don’t have to apply for a new loan every time you need more money. As you pay off the principal, you can withdraw funds again for something else.

Phone and Online Access
Now you can access your HELOC by telephone (800.238.8681) and online. All loans are subject to credit approval.

Go online to…

  • Check your balance
  • Transfer funds from your credit line to your Mercantile Bank checking account
  • Make payments on your credit line
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Equal Housing Lender   |   Mercantile Bank is a division of Carolina First Bank, Member FDIC
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