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Easy Checking

Quick and easy access to your money, with no minimum balance and no monthly maintenance fee.
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Open an account
Call 800.238.8681 or stop by a local branch.

Details

Minimum Opening Deposit

$50

Minimum Daily Balance Requirement

None

Monthly Maintenance Fee

$0

Overdraft Protection: AccountLink

Balance transfers from a linked checking, savings, or money market - $7.00 per daily transfer

Overdraft Protection: ODP – Line of Credit

ODP – Line of Credit Balance transfers from Line of Credit* - $27 annually plus interest on outstanding balance

*Subject to credit approval

Number of Mercantile Bank fees waived for using any competitor's ATM per month:

2

Number of competitors’ domestic fees automatically refunded when using non-Mercantile Bank ATMs per month:

2 (domestic) with $2,500 minimum daily balance in Checking
Up to $2.50 per refund

Interest

This is a noninterest-bearing account.

Benefits

Free Debit/ATM Card
Free Online Banking
Free Online Bill Pay
Free Relationship Rewards
Free Mobile Banking 1

Related Products and Services

Personal Savings
CDs / IRAs
Overdraft Protection
Home Equity Line of Credit
Mortgage
Consumer Loans

1 You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges.
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Equal Housing Lender   |   Mercantile Bank is a division of Carolina First Bank, Member FDIC
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