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Treasury Management from Mercantile Bank

Our treasury services provide optimum choices at every point in your company’s cash flow cycle. We deliver the personal service and responsive assistance you expect and deserve with the most current technology available.

For more information
Call our Treasury Management specialists at 877.255.6386.

Disbursements

Account Reconcilement
Account reconciliation reduces management and clerical time associated with the tiresome task of reconciling your business accounts, improving accuracy and control.

Automated Clearing House (ACH) Disbursements
ACH Disbursements allows you to provide Direct Deposit of Payroll for your employees, initiate tax payments, and initiate vendor payments for recurring payments as well as single item entries.

Automated Clearing House (ACH) Fraud Control
ACH Fraud Control services help you protect your business accounts from unauthorized Automated Clearing House (ACH) transactions.

Pay Card Services
Our Pay Card service offers a safe, economical way for your company’s employees without bank accounts to receive their pay.

Positive Pay
Positive Pay is designed to help companies protect against fraud and forgery.

Wire Transfers
Wire transfers provide you with a quick electronic transfer of your funds.

Controlled Disbursement
Controlled Disbursement allows you to find out early each morning the total amount of checks to be paid on your account that day.

Collections

Automated Clearing House (ACH) Collections
Automatically draft your clients’ accounts for recurring payments (such as membership fees, dues, rental payments, and other payments).

Cash Vault Services
Designed for businesses that order large volumes of currency or coin and businesses that deposit large volumes of checks, currency, and coin.

Lockbox
Bypass your office-based collections process and speed up receivables.

Remote Deposit Capture
Enjoy the convenience of preparing deposits on your schedule and sending them to the bank electronically.

Re-presented Check Reporting
We will automatically attempt to collect funds from your clients that have written a check to your business that has been returned for insufficient funds.

Returns Reporting
Access summary, detail, and chargeback information on all returned deposited items on a next-day basis.

Sweep Account Services
Maximize your company’s use of cash with our automated sweep services.

Zero Balance Accounts
Simplify account funding and consolidate your funds with our Zero Balance Account service.

Information Services

eTreasury
Access your banking information anytime, anywhere at your convenience.

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Treasury Management
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