Our investment professionals manage accounts according to a specific investment strategy and performance benchmarks established in advance with each client. Our services are fee-based using non-proprietary products.

We focus on long-term, sensible asset allocation through appropriate portfolio diversification to include Large Cap, Mid Cap, Small Cap, and International Equities. Depending on the needs of the client, we also will explore asset classes such as real estate, commodities, and others.

Fixed income asset allocation is based upon the prevailing yield curve, credit quality, and other economic factors in the market. Depending on the needs of the client, the fixed income securities may include governments, agencies, corporate, or municipal bonds, including pre-refunded municipals.

We maintain on-going communications with our clients to ensure that liquidity needs, distributions, investment objectives, and market conditions are known to all parties.

Our investment philosophy seeks to preserve our clients’ capital over long periods of time, while we buy quality securities of good companies with solid prospects for earnings growth when the risk/reward characteristics of the investments are attractive. Our goal is to achieve consistently good performance that leads to above-average long-term results. Our approach to both equity and fixed-income investments focuses on quality and value within a consistent, highly-disciplined environment. We do not assume high risk or sacrifice quality in order to speculate on high returns.